“Opinion: Rand Paul’s reform proposal could revolutionize U.S. health care – Fox News”


“On June 27, Sen. Rand Paul, R-Kentucky, sent a letter to Senate Majority Leader Mitch McConnell, R-Kentucky, urging …
Paul’s proposal to “allow any individual, including self-employed individuals, to form associations for the purpose of purchasing group health insurance” would go a long way toward solving this policy dilemma. If people could form their own associations and purchase health insurance as a group, the pre-existing conditions problem would mostly go away, because insurers would negotiate rates with the group knowing that some people might join over time with pre-existing conditions. The costs are built into the initial price negotiated and spread out amongst all those in the association. This is exactly how many employer-sponsored health insurance plans work today.
Church groups, advocacy organizations, charities, golf clubs, and virtually any other group of people could theoretically negotiate an association health plan under Paul’s provision, allowing like-minded people to take care of each other and providing those being insured with greater negotiating power.”
This sounds reasonable to me. @terrybankert

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